Best investing and money app sign-up bonuses (2026)

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Best investing and money app sign-up bonuses on this site: Public gives $100 in a stock or ETF after a first deposit of $1,000 or more, Robinhood gives a free stock picked at random, and Cash App (code VVTJPFL) pays a referral bonus after you link a card and send $5 within 14 days. Terms apply. Investing involves risk.

Some links are referral links.

Investing and money app bonuses side by side

ProgramWhat you getWhat it takesCodeOfficial terms
Public$100 in a stock or ETF you pickGet approved, then make a first one-time deposit of at least $1,000. Claim within 30 days, keep it 12 months or there may be an early-withdrawal fee up to $100Link onlyTerms
RobinhoodA free stock, picked at randomGet your account approved, then claim it in the appLink onlyTerms
Cash AppA referral bonus (Cash App shows the amount when you enter the code)Link a new debit card or bank, then send $5 to someone else within 14 daysVVTJPFLTerms

The short version

  • Biggest fixed reward: Public, $100 in a stock or ETF. But you need to put in $1,000 first and leave the reward alone for a year.
  • Easiest: Robinhood. Get approved and claim a random free stock. It could be worth a little or a lot more, you don't pick.
  • Smallest money needed: Cash App. Link a card or bank and send $5 to someone within 14 days.

Can you do all three?

They're separate companies with separate programs, so being new to one has nothing to do with the others. Each one pays one bonus per new customer under its own terms.

Cash App says eligible bonuses get paid within 30 days after you finish the steps. Public gives you 30 days to claim yours.

Investing and crypto involve risk, including losing money you put in. A sign-up bonus isn't a reason to invest more than you can afford to lose. Nothing here is financial or tax advice.

Want a crypto bonus instead? See the best crypto sign-up bonuses or Public vs Robinhood head to head.

Frequently asked questions

Which investing app has the best sign-up bonus?

Of the apps on this site, Public has the biggest fixed reward: $100 in a stock or ETF after a first deposit of at least $1,000. Robinhood gives a random free stock once you're approved.

Which one needs the least money?

Cash App. You link a new debit card or bank and send $5 to another Cash App account within 14 days of entering the code.

Can I get more than one of these bonuses?

Yes, they're separate programs. You just have to be new to each app and meet its own terms.

Is Cash App a bank?

No. Cash App is a financial services platform, not a bank. Banking services come from its bank partners.

Are sign-up bonuses taxable?

They may be. Check with a tax professional.

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