Apply for Chase Freedom Unlimited® or Chase Freedom Flex® through this Refer-a-Friend link. Unlimited: $200 cash back after $500 spend in 3 months. Flex: $250 after $500 in 3 months. Both: $0 annual fee. You must not have received a new-cardmember bonus for that card in the past 24 months. Your friend can earn a referral bonus when you are approved.
What's the short version?
- Link
referyourchasecard.com/18s/J2XQFFWG99- Freedom Unlimited
- $200 cash back after $500 purchases in first 3 months · $0 AF · 1.5%+ cash back
- Freedom Flex
- $250 cash back after $500 purchases in first 3 months · $0 AF · rotating 5% categories
- Eligibility
- Not a current cardmember of that product who got a new-cardmember bonus in the past 24 months.
- Referrer
- Friend earns a Refer-a-Friend bonus on your approval (commonly ~$50 / Freedom family; annual cap applies).
- Official
- Chase Refer-a-Friend guide
Referral link
https://www.referyourchasecard.com/18s/J2XQFFWG99Some links are referral links.
What bonuses are on the Chase Freedom referral page?
Verified on the live referyourchasecard.com/18s/J2XQFFWG99 landing page (Nov 5, 2026):
- Chase Freedom Unlimited®: Earn a $200 bonus after spending $500 on purchases in your first 3 months from account opening. Allow 6–8 weeks after qualifying for the bonus to post. No annual fee. Ongoing: unlimited 1.5% cash back baseline, with higher rates on dining and drugstores (see offer details).
- Chase Freedom Flex®: Earn a $250 bonus after spending $500 on purchases in your first 3 months. Same posting timeline. No annual fee. Rotating 5% categories (activation required) plus everyday cash-back categories.
- Balance transfers, cash advances, and cash-like transactions (including crypto and similar) do not count toward the spend.
Who qualifies?
- The card must be available to you: you are not a current cardmember of that product who already received a new cardmember bonus for it within the last 24 months.
- Account must be open and not in default when the bonus fulfills.
- Use the full referral URL so the referring friend can receive credit.
Chase's public Refer-a-Friend education page notes caps on bonuses each year and that referring ~10+ friends in a single month may, at Chase's discretion, earn no bonus for that month's approvals. Referral bonuses are generally treated as taxable income; Chase may issue a Form 1099-MISC when reporting thresholds are met. Confirm with a tax advisor.
Where are the official terms?
This referral landing page · How Chase Refer-a-Friend works · Freedom Unlimited / Flex Pricing & Terms links on the landing page
Offers change. Official Chase terms always take precedence over this summary.
Frequently asked questions
What is the Chase Freedom Unlimited referral bonus?
Earn a $200 cash back bonus after spending $500 on purchases in your first 3 months from account opening. No annual fee. Allow 6–8 weeks after qualifying for the bonus to post. You must not currently have the card and must not have received a new cardmember bonus for this card in the past 24 months.
What is the Chase Freedom Flex referral bonus?
Earn a $250 cash back bonus after spending $500 on purchases in your first 3 months from account opening. No annual fee. Same 24-month new-cardmember-bonus eligibility rule applies.
Does the referring friend get a bonus?
Yes. Apply through this page so your friend can get their Refer-a-Friend bonus once you are approved. Consumer guides commonly cite $50 cash back per approved Freedom Unlimited or Flex referral, with a shared ~$500 annual Freedom-family cap — confirm in the referrer's Chase offer.
What purchases do not count toward the spend?
Balance transfers, cash advances, and cash-like transactions (including travelers checks, foreign currency, money orders, wire transfers, cryptocurrency, and similar) do not count as purchases toward the bonus.
Is there an intro APR?
Freedom Unlimited currently advertises 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. See Chase pricing and terms for the exact range and balance-transfer fee.