Wealthfront Referral Code: 0.75% APY Boost + Match

What is Wealthfront?

Wealthfront is a U.S. cash and investing platform. Official disclosure: Wealthfront Advisers LLC is an SEC-registered investment adviser, and Wealthfront Brokerage LLC, member FINRA / SIPC, provides brokerage products and services. Official Cash Account wording: “Wealthfront isn’t a bank, but we work with program banks,” and cash balances have “Up to $8M in FDIC insurance eligibility through program banks.” Official Cash Account pages listed a base APY of 3.55% as of 11/13/2026, and say that rate is subject to change.

What does code AFFA-RIXW-SHNG-WRIB give a new user?

Official Wealthfront help article “Does Wealthfront offer any referral benefits?” (updated October 27, 2026): the Platform Referral Program enables eligible prospects to receive a 0.75% Annual Percentage Yield (APY) Boost for 3 months (on balances up to $150,000), a 0.50% investing deposit match for 3 months (on deposits up to $100,000), or both benefits if qualifying accounts are opened within 30 days.

Official Platform Referrals Promotion legal text on Wealthfront’s Cash Account boost page (checked Nov 15, 2026): the Promotion, offered by Wealthfront Advisers and Wealthfront Brokerage, allows Eligible New Clients — persons who are eligible to open a Wealthfront account and have never opened or held one before — to receive a one-time 0.75% APY increase (a “Promotional Boost”) over the then-applicable standard APY on up to a maximum aggregate balance of $150,000 in their Cash Accounts with Wealthfront Brokerage for three months, and/or a 0.50% match on up to $100,000 of eligible net deposits made into an eligible investment account with Wealthfront Advisers over a three-month period after receiving a qualifying account referral, subject to the Terms and Conditions and provided all applicable requirements are satisfied.

Official Promotion text: Eligible New Clients who receive a Promotional Boost through the Promotion will also automatically qualify for three concurrent months of Wealthfront Advisers’ Fee Waiver Program with a waiver of Wealthfront Advisers’ standard investment advisory fee on up to $5,000 of their total balance in an eligible account.

Official help on the APY boost: it is applied to the first $150,000 in your Cash Account, and the 3-month APY boost starts once your Cash Account is opened and funded. Official Cash Account boost FAQ: the boost is an additional +0.75% APY on top of the current Cash Account rate; the base rate is subject to change, and your rate can change with it, but the APY boost remains +0.75% above the base.

Official help on the investing deposit match: eligible net deposits can come from an external account, a transfer of securities from an external brokerage account, or a transfer from a Wealthfront Cash Account. The match is made on net deposits of up to $100,000 during the 3-month window, across taxable, individual investment accounts. Net deposits are total deposits minus total withdrawals into the qualifying accounts. The maximum amount you can receive is $500 (0.50% of $100,000). The payout is made in 4 quarterly installments, starting the first business day that falls 3 days after the 3-month deposit window has ended. Your qualifying taxable, individual investing account must be in a funded state on the installment date to receive the payout, and a decrease in net deposits during the payout period will result in an equivalent decrease in payout.

How do you qualify?

1. Open the official invite or enter code AFFA-RIXW-SHNG-WRIB when you sign up.
2. Official Promotion text: you must be an Eligible New Client — a person who is eligible to open a Wealthfront account and has never opened or held one before.
3. Open and fund a Cash Account for the APY boost, and/or an eligible investing account with eligible net deposits for the match. Official help: you can receive both benefits if qualifying accounts are opened within 30 days. Confirm account types, caps, and timing at signup.

Official help lists eligible Cash Accounts for the APY boost (including individual, joint, and trust cash accounts, with limits when a referrer is a joint holder or trustee) and eligible investing accounts for the match (including individual taxable portfolios, brokerage and stock investing accounts, bond accounts, and custodial accounts). Confirm the account type shown when you sign up.

Official Promotion text: the promotion is time-limited, and eligibility is determined based on activity between October 21, 2025, and a future date yet to be determined at Wealthfront’s sole discretion. Terms and conditions apply. Wealthfront reserves the right to modify or terminate the Promotion and/or Fee Waiver Program at any time without notice.

Cash insurance and investing risk

Official Cash Account wording: “Up to $8M in FDIC insurance eligibility through program banks.” Official site: “Wealthfront isn’t a bank, but we work with program banks.” That FDIC note applies to Cash Account funds swept to program banks, as Wealthfront states it.

Official Wealthfront disclosure: “All investments involve risk and may lose money.” “Past performance is no guarantee of future results.” This is not investment advice. Confirm official terms and whether you are eligible before you open an account or invest.

Common questions