Evidence before estimates

Bonus stacking chart: referral rules and conflicts

Source-linked research tool

This bonus stacking chart compares referral combinations, new-customer limits and household restrictions using official sources. Some offers explicitly combine, while others exclude competing promotions or repeated signups. Filter the table to find a program, then read its exact rule and source. “Not stated” means the evidence does not establish permission, not that stacking is allowed.

Some links are referral links.

Which bonuses can you combine?

Compare all 53 listed programs plus four specific journeys. Only an explicit clause supports a positive combination or conflict. “Not stated” includes programs not yet field-checked; it never means unrestricted.

57 rows. All rows are available without JavaScript.

— means not stated in the linked official terms. It does not mean an offer is allowed or available.

Official-source rules, not a permission to open duplicate accounts
Program / journeyCombination & resultLimitsSources & fine print
Amex

Other offers in the same signup / month

—

——
Binance.US

Other offers in the same signup / month

—

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Cash App

Repeated signup referrals / sponsor-linked accounts

Limited

One referral bonus per person; sponsor and sponsored account cannot invite each other. Sending to own/linked account does not qualify.

New users / households: New US customers only; do not create duplicate accounts.

Sources & fine printOfficial source 1
Chase Freedom

Other offers in the same signup / month

—

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Chime

Other offers in the same signup / month

—

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Claude

Other offers in the same signup / month

—

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Coinbase

Other offers in the same signup / month

—

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Coinbase Wallet

Other offers in the same signup / month

—

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Crown Rips

Other offers in the same signup / month

—

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Crypto.com

Referral versus Welcome Bonus; Level Up plus volume rewards

Mixed

Referral signup excludes Welcome Bonus. Level Up is explicitly additional to qualifying trading rewards; paid-plan or staking conditions apply.

New users / households: No previous referral/other promotional enrollment.

Sources & fine printOfficial source 1
DHgate Affiliate

Other offers in the same signup / month

—

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Discover

Other offers in the same signup / month

—

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DraftKings Predictions

Other offers in the same signup / month

—

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EarnApp

Other offers in the same signup / month

—

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FanDuel Predicts

Other offers in the same signup / month

—

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Freecash

Other offers in the same signup / month

—

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Gemini Exchange

Other offers in the same signup / month

—

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Gopuff

Other offers in the same signup / month

—

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Hark

Other offers in the same signup / month

—

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Honeygain

Other offers in the same signup / month

—

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Instacart

Other offers in the same signup / month

—

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Instinct

Other offers in the same signup / month

—

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Jamble

Other offers in the same signup / month

—

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Jupiter Mobile

Other offers in the same signup / month

—

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Kalshi

Adding a second code to one account

Limited

A code can be added within 72 hours only if none is attached; an attached code cannot be replaced in that flow. Combining other offers —.

New users / households: Eligibility and activity vary by offer.

Sources & fine printOfficial source 1
Kraken

Multiple referral rewards for the same new account

Limited

One reward per referee unless plan terms say otherwise. Do not assume all Kraken products or campaigns stack.

New users / households: No existing or previous Kraken account.

Sources & fine printOfficial source 1
Ledger

Other offers in the same signup / month

—

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Lugg

Other offers in the same signup / month

—

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Lyft

Other offers in the same signup / month

—

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Mercari

Other offers in the same signup / month

—

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MetaMask

Other offers in the same signup / month

—

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Muse

Other offers in the same signup / month

—

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Novig

Referral Credits versus other Novig incentive programs

Conflict

Referral Credits cannot combine with other Novig incentive programs. The referred member’s included deposit incentive is not a separate promotion.

New users / households: One referred membership; common household/identity/beneficial owner referrals disqualified.

Repeat limits: Maximum five referrals under this promotion, not five every month.

Sources & fine printOfficial source 1
Pally

Other offers in the same signup / month

—

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Palmstreet

Other offers in the same signup / month

—

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Phantom

Duplicate signups or self-referrals

Limited

Only bona fide new users qualify. Self-referral and multiple, fake or duplicate accounts are prohibited; combining unrelated offers —.

New users / households: New-user referral attribution; no duplicate-account workaround.

Sources & fine printOfficial source 1
Polymarket US

Other offers in the same signup / month

—

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Poshmark

Other offers in the same signup / month

—

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Postmates

Other offers in the same signup / month

—

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PrizePicks

Using referral Bonus Balance with other rewards

Conflict

Official referral page says referral Bonus Balance cannot be combined with other rewards. Do not generalize this to unrelated companies.

New users / households: New account using referral code and qualifying deposit; Player Picks eligibility required.

Repeat limits: Up to ten referral bonuses per 30 days.

Sources & fine printOfficial source 1
Public

Other offers in the same signup / month

—

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Pullz

Other offers in the same signup / month

—

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River

Other offers in the same signup / month

—

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Robinhood

Other offers in the same signup / month

—

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SoFi

Bank referral Standard + Additional Bonus; competing $20 offer

Mixed

Standard + eligible Additional Bonus can combine. The Account $20 Open Offer cannot combine.

New users / households: Checking/Savings must be first SoFi product; only primary joint holder gets recipient bonus, once.

Repeat limits: —; $10,000 annual aggregate referrer cap is not monthly.

Sources & fine printOfficial source 1
Tangem Wallet

Referral invitation + SEEDLESS checkout discount

Conditional

Official blog says the invite adds SEEDLESS on top of the referral discount, advertised as 30%. Manual code alone 10%; confirm actual checkout.

—
Sources & fine printOfficial source 1
Tesla

Other offers in the same signup / month

—

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Thrive Market

Other offers in the same signup / month

—

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Triumph Rips

Other offers in the same signup / month

—

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Underdog

Repeated bonus for the same referred friend

Limited

Only one Promotion Bonus per friend. Bonus funds cannot satisfy qualifying cash-funded entry/spend requirements. Other combinations —.

New users / households: New friend; duplicate accounts forfeit promotion.

Sources & fine printOfficial source 1
Waymo

Other offers in the same signup / month

—

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Webull

Other offers in the same signup / month

—

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Whatnot

Other offers in the same signup / month

—

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Brokerage + bank + payment app

Coinbase + SoFi Checking/Savings + Cash App in one month

—

—. Separate companies or a shared calendar month do not establish permission or qualifying funding. Check each applicable offer.

—
Sources & fine printOfficial source 1
Official source 2
Combination: —; linked evidence does not confirm it.
Investing + cash-back card

Robinhood + Chase Freedom in one month

—

—. Separate companies or a shared calendar month do not establish permission or qualifying funding. Check each applicable offer.

——
Exchange + self-custody wallet

Coinbase + Coinbase Wallet offers

—

—. Separate companies or a shared calendar month do not establish permission or qualifying funding. Check each applicable offer.

——
SoFi first-product sequencing

Open SoFi Invest before the bank referral

Conflict

Bank recipient must open Checking/Savings as first SoFi product; opening another product first does not meet that requirement.

New users / households: First-product requirement

Sources & fine printOfficial source 1

What can look like stacking but fail?

Using a payment app to fund another account is not automatically a qualifying bank deposit. SoFi’s recipient funding rules exclude P2P transfers, including Cash App transfers. Cash App requires a payment to another eligible account, not your own or a linked account. Those are different requirements, not a reusable funding loop.

SoFi bank referral terms · Cash App referral terms

First-product rules, household exclusions and one-time new-user status are not reset at the start of a month. No guaranteed total is calculated here.

How were the rules checked?

Dated rows link to official terms or official help pages read on Nov 7, 2026. Unknown rows are index entries, not completed terms reviews. Product scopes and eligibility can change; the specific offer shown by the provider governs.

Trading, prediction products and gambling can lose money. Discounts and promotional credits are not interchangeable with withdrawable cash. Do not spend, trade or open accounts solely to chase a headline bonus.

What else should I know?

Can I collect several companies’ bonuses in one month?

Not stated as a blanket rule. Meeting each company’s new-user, funding, location and promotion requirements is necessary. A shared month or separate company names do not prove offers can combine.

Can Crypto.com referral and Welcome Bonus combine?

The official App Referral Programme says new users who register a referral code are not eligible for the Welcome Bonus Program. Its Level Up bonus is separately described as additional to trading-volume referral rewards.

Does one bonus per person mean one per household?

No. Do not substitute one rule for the other. Novig explicitly disqualifies referrals sharing a household, identity or beneficial owner. Cash App states one referral bonus per person and separate sponsor restrictions.

Are all rows verified stacking permissions?

No. Not stated means this dataset has not established a combination rule from reviewed official evidence, including entries not yet field-checked. Only dated, sourced claims are verified; they are not guarantees of qualification.

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