These are the referral codes and links on this site that state a dollar reward for you, ranked from the biggest figure down. Tesla's $400 off is the largest number but it is a discount on a purchase. Kraken (up to $300) and Chase Freedom ($200 or $250) are the largest cash-type offers. Nearly all of them need a deposit, spending or another step first, so read the requirement column before you join.
Also see Tesla Solar referral: $400 off.
Independent site; not affiliated with any program listed. Some links are referral links,
Which referral codes pay the most?
| # | Program | Stated reward | Type | What the program page says | Link status |
|---|---|---|---|---|---|
| 1 | Tesla | $400 off | Discount (solar / Powerwall) | Eligible first-time buyers can get $400 off Solar Panels or Powerwall, not new U.S. cars. | Link opens |
| 2 | Kraken | Up to $300 | Reward (tiered) | Eligible new users can earn up to $300 after identity verification and qualifying activity. | Link opens |
| 3 | Chase Freedom | $200 (Unlimited) or $250 (Flex) | Cash back | Freedom Unlimited offers $200 after $500 spending; Freedom Flex has a separate offer and conditions. | Link opens |
| 4 | Whatnot | $10–$200 (randomized) | Credit | New buyers may receive randomized credit from $10 to $200; most receive less than $20. | Link opens |
| 5 | Chime | $100 | Bonus | Eligible new members can earn $100 after qualifying direct deposit and card activation; deadlines apply. | Link opens |
| 6 | Public | $100 in stocks/ETFs | Stock or ETF | Eligible new users can receive $100 in stock or ETFs after approval and a $1,000+ initial deposit. | Link opens |
| 7 | River | Up to $100 in Bitcoin | Bitcoin | Earn up to $100 in Bitcoin across three qualifying tiers within 180 days. | Link opens |
| 8 | Crypto.com | $5–$75 | Reward (range) | U.S. referral rewards range from $5 to $75, depending on requirements. | Link opens |
| 9 | Current | $50 | Bonus | Get $50 after $1,500 in eligible payroll deposits within 35 days of opening a new Current account. | Link opens |
| 10 | Novig | $50 Trade Credits | Trading credit | $50 in Trade Credits after you verify and deposit $10+. | Link opens |
| 11 | Rakuten | $50 | Cash back | Official invite: $50 after you spend $50. New members need $50 in qualifying orders within 90 days. U.S. or D.C. | Link opens |
| 12 | Instacart | Up to $40 off | Discount | Eligible new customers can save up to $40 across their first two $35+ orders. | Link opens |
| 13 | Thrive Market | 40% off, max $30 | Discount | New members can get 40% off their first order, with a maximum $30 discount. | Link opens |
| 14 | Polymarket US | $25 promo credit | Promo credit | Eligible new users can get $25 promo credit after a $10+ deposit. | Limited uses per code |
| 15 | Coinbase | $20 in Bitcoin | Bitcoin | New eligible U.S. users can get $20 in Bitcoin after buying $15 of crypto. | Link opens |
| 16 | Jupiter Mobile | $20 | Reward | New users can earn $20 after qualifying Jupiter Card spending. | Link opens |
| 17 | Ledger | Up to $20 in Bitcoin | Bitcoin | Eligible device purchases can earn up to $20 in Bitcoin. | Link opens |
| 18 | Mercari | Up to $20 | Reward | Eligible new users can get up to $20, subject to offer requirements. | Link opens |
| 19 | Postmates | $20 off your next 2 orders | Discount | Code postmates-sa3d4niq9t offers $20 off your next two delivery orders; the invite does not say whether that is per order or in total. | Link opens |
| 20 | Gopuff | $15 off | Discount | Code GO4NPJ6RBX gives eligible new customers $15 off their first order. | Terms checked Nov 2 |
| 21 | Binance.US | $10 | Reward | Eligible new users can earn $10 after verification and qualifying activity. | Link opens |
| 22 | Cash App | $10 | Reward | New U.S. users can earn $10 after linking an account and sending $5 within 14 days. | Link opens |
| 23 | DOPA | $10 credit | Credit | The DOPA invite landing says $10 credit after signup plus your first purchase. | Link opens |
| 24 | Lugg | $10 off | Discount | Code HP3KR4JZ gives eligible new customers $10 off their first Lugg. | Link opens |
| 25 | Waymo | $10 off | Discount | Code BXJUMNE9 gives eligible new riders $10 off their first Waymo One ride. | Limited uses; resets Dec 1 |
| 26 | Honeygain | $3 welcome gift | Gift | The invite offers a $3 welcome gift; payout and earning requirements apply. | Link opens |
Ties are listed alphabetically. Ranges and "up to" figures are ranked by their top number, so a range is not a promise of that amount. Open the program page for the code, the full requirements and the official terms.
Percentage and non-dollar benefits
These state a non-dollar benefit or a percentage, so they are not ranked.
- Webull: 10 fractional shares
- Phantom: 10% fee rebate
- Coinbase Wallet: 10% off fees
- Tangem Wallet: 10% off a wallet purchase
- Muse: 1 billion tokens
- Yotta Games: invite code VIPBONUS
- Lastpack: 3 free packs
Card pack apps are compared separately in Best card pack apps (2026).
How this list is built
Every figure comes from the program page already published on this site, as of the last-checked date above. Nothing is estimated, converted or added. Listings are ranked only by the largest dollar amount stated for the person using the code. Work opportunities, programs with no stated figure, offers marked ended or claimed (such as Claude guest passes and MetaMask Season 1) and a few other listings that are not part of this comparison are left out. "Link status" is the last link check shown on each program page; it does not verify a reward.
Frequently asked questions
Which referral code pays the most?
By stated figure, Tesla's $400 off Solar Panels or Powerwall is the largest, but it is a discount on a purchase, not cash. Of the rewards that are cash, bonus or crypto, Kraken lists rewards up to $300 depending on plan requirements, and Chase Freedom lists $200 for Unlimited or $250 for Flex after $500 in purchases. Amounts and requirements are as shown on each program page and can change.
Are these amounts guaranteed?
No. Each figure is what the program page on this site states for eligible new users. You usually have to deposit, spend or finish another step first, and some amounts are ranges, "up to" figures or randomized. Read the official terms before you sign up.
Which of these need the smallest first step?
Based on the program pages: Cash App lists $10 after linking an account and sending $5 within 14 days, Coinbase lists $20 in Bitcoin after buying $15 of crypto, and Novig and Polymarket US list $50 in Trade Credits and $25 promo credit after a $10+ deposit. Chime, Public and Chase need larger deposits or spending.
How are the codes ranked?
By the largest dollar figure each program states on its own page on this site. Ties are listed alphabetically. Programs with a percentage or non-dollar benefit, such as 10% fee rebates or free packs, are listed separately and not ranked.
Does this site earn a reward from this link?
This site may earn a referral reward if you sign up through its links and qualify. It costs you nothing extra, and this page lists only what you receive.
When was this list last checked?
The figures were last checked against the program pages on Nov 9, 2026. Each program page shows its own verified date and a link-status label.
Keep comparing
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Plan with evidence: bonus stacking chart · referral bonus state and age lookup. Unknown rules are marked Not stated.