Of the official dollar figures on this page, Chime’s $100 new-member bonus is the largest fixed amount, and it requires a qualifying $200+ direct deposit within 45 days plus physical-card activation. Current lists a $50 bonus after $1,500 in eligible payroll deposits within 35 days. SoFi’s official wording is $25, or up to $325 with qualifying Checking deposits. Cash App and Venmo each list a $10 offer with smaller spend requirements. Wealthfront is a temporary Cash Account APY boost and/or investing deposit match, not a flat cash bonus. Dave does not publish a bonus amount on our source listing, so this page does not invent one.
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Checked Nov 15, 2026
Banking and cash-account offers side by side
| Program | What you get | What it takes | Code | Official terms |
|---|---|---|---|---|
| Chime | $100 after a qualifying $200+ direct deposit and physical-card activation, per official Help Center wording. | New Chime Checking Account through the referral link (it cannot be added later). One qualifying direct deposit of $200 or more within 45 days, then activate the physical card within 14 days of that deposit. Employer, payroll, gig and benefits deposits count; bank or peer-to-peer transfers do not. | Link only — use the Chime page | Details |
| Current | $50 bonus, per the source listing. | Open a new Current account with code GKLJOH724. Receive at least $1,500 in eligible payroll deposits within the first 35 days. Transfers, peer-to-peer payments, cash, checks and one-time tax refunds do not count. Current says a qualifying $50 reward should post within 10 business days after you reach the threshold, though delays can occur. | GKLJOH724 | Details |
| SoFi | $25, or up to $325 with qualifying Checking deposits, per official SoFi wording on the source listing. | Open the official invite as a new customer and complete the qualifying Checking deposit steps SoFi shows you. Confirm the current amount and deposit rules in official terms. | Link only | Details |
| Cash App | $10 bonus, per the source listing. | Enter code VVTJPFL, link a new debit card or bank, then send $5 to another Cash App account within 14 days. | VVTJPFL | Terms · Help |
| Venmo | $10 cash, per official Venmo Debit Card Referral Program Terms. | Get a Venmo Debit Card through the official link and spend at least $50 in purchases within 30 days of the link date, per official terms checked Nov 13, 2026. | Link only | Details |
| Wealthfront | Official terms: a 0.75% APY boost for 3 months on Cash Account balances up to $150,000, and/or a 0.50% investing deposit match (maximum $500). | First-time Wealthfront client. To get both offers, official terms say qualifying accounts must be opened within 30 days. Official wording: Wealthfront isn’t a bank; FDIC insurance eligibility is through program banks. | AFFA-RIXW-SHNG-WRIB | Help · Terms |
| Dave | The referral bonus stated in Dave’s official offer. The source listing does not publish a dollar amount, so this page does not invent one. | New Dave users who have not previously signed up. Official terms require using the unique referral link when opening Dave Checking and ExtraCash accounts, then taking and repaying an ExtraCash of at least $25. Official current Referral Boost terms also tie this to 60 days of using the referral link. A membership fee may apply. ExtraCash is an advance you repay. Confirm the bonus Dave shows you. | DaveVIP | Details |
Wording comes from each program’s official terms or help articles, and from the source listings checked on the dates shown on those pages. Official terms win if anything differs. This is not banking or investment advice.
Common questions
Which banking offer has the largest official fixed bonus?
Of the official fixed dollar figures on this page, Chime’s $100 new-member bonus is the largest. It requires a qualifying $200+ direct deposit within 45 days and physical-card activation. SoFi’s “up to $325” wording is a published ceiling with qualifying Checking deposits, not a typical flat payout.
Is Wealthfront a bank?
Official Cash Account wording: Wealthfront isn’t a bank, but we work with program banks. Up to $8M in FDIC insurance eligibility is through those program banks.
Can I open more than one of these accounts?
They are separate programs with separate eligibility rules. This page does not promise that you will qualify for every offer, or that you should switch banks.
Does Dave publish a bonus amount?
Not on our source listing. Official terms require qualifying ExtraCash activity. Confirm the bonus Dave shows you. A membership fee may apply, and ExtraCash is an advance you repay.
Plan with evidence: bonus stacking chart · referral bonus state and age lookup. Unknown rules are marked Not stated.