Sign-up bonuses with no deposit
Only two bonuses on this site need no deposit and no purchase: Freecash ($10) and Honeygain ($3), $13 in total, and both have payout minimums. First-order discounts add $70 to $365 but need a purchase. Skipping direct deposit still leaves $653 in fixed bonuses.
Which sign-up bonuses need no deposit at all?
These pay just for signing up and doing a first task, with no money in. They total $13.
| Program | Bonus | What you have to do | Requirement |
|---|---|---|---|
| Freecash | $10 | Start a first task, offer or game. $25 withdrawal minimum; email/ID verification. | No deposit or purchase |
| Honeygain | $3 | Join with the invite. $3 welcome gift; $20 payout threshold. | No deposit or purchase |
Which bonuses need a purchase but no deposit?
These are discounts or credits on a first order, ride or device. You only come out ahead if you were going to buy it anyway. Fixed amounts total $70; with "up to" offers, $365.
| Program | Bonus | What you have to do | Requirement |
|---|---|---|---|
| Ledger | $5 to $20 | Buy an eligible Ledger device ($5 Nano S Plus/X, $10 Gen5, $20 Flex/Stax in BTC). Device price not listed on our page. | First purchase or order |
| Gopuff | $15 | First order (order minimums can apply). $15 off. | First purchase or order |
| Postmates | $20 | First-time user; delivery orders. "$20 off your next 2 delivery orders"; we count $20 total. | First purchase or order |
| Instacart | up to $40 | First two $35+ orders. Up to $40; amounts may vary. | First purchase or order |
| Waymo | $10 | First ride. $10 off; code capped at 10 uses a month (resets Dec 1). | First purchase or order |
| Lugg | $10 | First Lugg move or delivery. $10 off. | First purchase or order |
| Thrive Market | up to $30 | Join (paid membership) and place a first order. 40% off, max $30; membership $59.95/yr at renewal. | First purchase or order |
| Whatnot | $10 to $200 | Sign up and verify a phone; credit applies to an order subtotal. Random $10–$200 credit; about 95% get under $20; may expire in 90 days. | First purchase or order |
| Mercari | up to $20 | Follow the steps Mercari shows in the app. Up to $20. | First purchase or order |
Which bonuses need no direct deposit?
Every offer here except Chime. Fixed amounts without Chime total $653. The smallest deposits are Cash App (send $5), Polymarket US and Novig ($10 each, trading credit) and Coinbase (buy $15).
| Program | Bonus | What you have to do | Requirement |
|---|---|---|---|
| Cash App | $10 | Link a debit card or bank and send $5 within 14 days. New U.S. users. | Small deposit or buy ($100 or less) |
| Polymarket US | $25 | Sign up with the code and deposit $10+. $25 promo trading credit; up to 50 referral bonuses on our code. | Small deposit or buy ($100 or less) |
| Novig | $50 | Deposit $10+. $50 Trade Credits; 21+; not in AZ, NV or MI. | Small deposit or buy ($100 or less) |
| Coinbase | $20 | Buy $15 of any crypto. $20 in Bitcoin; new U.S. users. | Small deposit or buy ($100 or less) |
| SoFi Crypto | $25 | Open SoFi Crypto and make one $25+ purchase in 30 days. $25 SOFID bonus. | Small deposit or buy ($100 or less) |
| SoFi Invest | $25 | Open Active Investing and fund it with $25+. $25 in stock. | Small deposit or buy ($100 or less) |
| SoFi Checking & Savings | $25 to $325 | Deposit $50 in 25 days ($25); $5,000 or $25,000 held 90 days for $100 or $300 more. Venmo, Zelle, Cash App transfers don't count. | Small deposit or buy ($100 or less) |
| Gemini Exchange | $50 | Trade at least $100 in your first 30 days. U.S., Hong Kong and New Zealand. | Small deposit or buy ($100 or less) |
| River | $5 to $100 | Buy $100 of Bitcoin ($5); $1,000 (+$15); $10,000 (+$80) within 180 days. Bank-funded Bitcoin buys only. | Small deposit or buy ($100 or less) |
| Crypto.com | $5 to $75 | Trade $100 in 30 days after KYC ($5); $5,000 for $75. Can't combine with the Welcome Bonus. | Small deposit or buy ($100 or less) |
| Binance.US | $10 | Advanced Verification, then buy or trade $100 in 30 days. Not in every state; 30-day withdrawal hold. | Small deposit or buy ($100 or less) |
| Chase Freedom (one card) | $200 to $250 | Get approved, then spend $500 in 3 months (Unlimited $200, Flex $250). $0 annual fee; no bonus on that card in the past 24 months; we count one card. | Card approval or card spend |
| Jupiter Mobile | $20 | Spend $1,000 on Jupiter Card within 30 days of activation. $20 in USDC Rewards balance. | Card approval or card spend |
| Public | $100 | Get approved and make a first one-time deposit of $1,000+. $100 in a stock or ETF; claim in 30 days; keep it 12 months. | Larger deposit ($1,000) |
| Amex Blue Cash Preferred | up to $300 | Get approved, then spend $3,000 in 6 months. Personalized offer, many show as high as $300; $0 intro annual fee, then $95. | Card approval or card spend |
| Kraken | up to $300 | Verify ID, then complete the app's fiat deposit and trade steps. Up to $300; deposit size not stated on our page; commonly excludes ME, NY, WA. | Deposit + trade (size not stated) |
Is a no-deposit bonus really free money?
Mostly no. Freecash and Honeygain balances can only be cashed out after you reach $25 and $20. Discounts need you to spend money. Deposit and trade offers put your money at risk in crypto or stock. Read each program page before you start.
What else should I know?
What sign-up bonuses need no deposit?
On this site, Freecash ($10 after a first task, offer or game) and Honeygain ($3 welcome gift). Together that is $13.
Can I withdraw a no-deposit bonus right away?
No. Freecash has a $25 withdrawal minimum with email or ID checks, and Honeygain pays out at $20. You need to earn more inside each app first.
Which bank bonus has no direct deposit requirement?
SoFi Checking & Savings pays $25 after a $50 deposit in 25 days, and ACH or debit card funding counts. Chime's $100 needs a $200+ direct deposit.
Are first-order discounts the same as a bonus?
Not quite. Gopuff, Postmates, Waymo, Lugg and others take money off a first order, so you have to buy something to use them.
Some links are referral links.
Related: How much can you earn from sign-up bonuses? · Sign-up bonus calculator · Your first $100 from sign-up bonuses · Sign-up bonuses this month (November 2026) · Which app is right for me?
Plan with evidence: bonus stacking chart · referral bonus state and age lookup. Unknown rules are marked Not stated.